The facts and myths of refinancing your home loan

The facts and myths of refinancing your home loan 2nd November 2020 – Freya Cormack By refinancing your home loan, you can save money and adjust your loan to work with your changing lifestyle. Refinancing can seem complicated, but it’s usually not. To help you navigate the process, we’ve outlined 5 facts and myths to … Read more

How to improve your financial fitness

How to improve your financial fitness 22nd October 2020 – Freya Cormack Following a tumultuous few months, you may need to give your finances a transformation. In this article we’ll explain how to evaluate and reorganise your finances to become financially fit. Assess your interest rate With interest rates so low at the moment, it … Read more

How are home loan interest rates calculated

How are home loan interest rates calculated? 12th October 2020 – Freya Cormack Have you ever wondered how your interest rate is calculated? Well, we’re here to explain. Interest rates are a top concern for any current or prospective homeowner. A high interest rate can add to your financial burden and increase your repayments substantially.  … Read more

How to cope with mortgage stress

How to cope with mortgage stress 24th September 2020 – Freya Cormack Sometimes life can throw you a curveball, making it difficult to cover your necessary expenses. If you are experiencing mortgage stress that is hindering your ability to make home loan repayments, here are some possible solutions: Consolidate your debt If you have other … Read more

When is refinancing worth it

When is refinancing worth it? 3rd September 2020 – Freya Cormack While interest rates are low, refinancing can be a smart move to make. If you purchased your home a few years ago, you’ll likely be able to make some significant savings by refinancing to a lower interest rate. Even homeowners who purchased or refinanced … Read more

How do banks calculate your rate

How do banks calculate your rate? 22nd August 2020 – Freya Cormack Have you ever wondered how your bank works out your interest rate? In this article, we’ll run through all you need to know about how banks set home loan interest rates.  Your bank will calculate your interest rate based on a variety of … Read more

Switch your investment home loan and get a better rate

Switch your investment home loan and get a better rate 30th July 2020 – Freya Cormack When you secure a lower interest rate by switching investment home loans, you could make big savings. In addition to this, you might also find a home loan that is better suited to your changing needs and evolving lifestyle.  … Read more

reasons to switch lenders when refinancing

3 Reasons to Switch Mortgage Lenders When You Refinance 2nd July 2020 – Freya Cormack The next time you refinance, you might want to consider switching mortgage lenders, rather than remaining with your existing lender. It’s not necessary for everyone, but it can make a world of difference for the right homeowner.  There are a … Read more

how long is the refinancing process

How long is the refinancing process? 18th June 2020 – Freya Cormack Since the length of the refinancing process differs for every homeowner, it’s important to give yourself plenty of time. Refinance at a time that is convenient for you and where you won’t be too busy in your personal and professional life. For some, … Read more